agreed not to inquire within three months

's internal staff and others to participate in the scam,street bureau is limited. playing that day, 20 million of demand deposits is fully transferred to another account. Although the final criminals arrested, but it is difficult to recover the huge deposit. Wang Hao ordered the bank to court to recover the deposit and interest. Recently, the Second City Court made the final decision to maintain the Huangpu district court verdict, Wang Hao bank deposits should be returned and the corresponding principal amount of 1395 million yuan of interest. A bank staff to steal large sums of money caused by the complex identity Wang Hao is planning to go a Shanghai trading company responsible person. November 2008, was introduced to the Min Lu Hao. Min Lu Hao told her privately commissioned by a number of banks to help banks pull deposits, if the customer is willing to deposit more than idle funds designated bank, the bank will pay interest of 1% per month passing through other additional. After much consideration, Min Lu Hao agreed to deposit money into the bank specified. Thus, Wang Hao Min Lu, who came in to play Pune branch of a bank. The two bank staff wearing overalls brought to Wang Hao VIP Banking account opening procedures room. One of the staff enthusiastically helped Wang Hao account application form to fill in, another staff member then took Wang Hao signature confirmation and other account information and identity card to the counter, as Wang Hao opening deposit accounts and passbook to Wang Hao. Opening day, Wang Hao to the memory of the book into 500 million. In Min Lu request,playing in the idea, Wang Hao also rent a bank safe deposit box for storing books, Min Lu custody and handed over the keys,hollister deutschland, while the letter of commitment, agreed not to inquire within three months, do not take cash. Since then,I'm sorry, Wang Hao in succession to his own account added a new deposit 15 million yuan and 255 million yuan to get in return. However, just over five months, Wang Hao was surprised to find 20 million deposit in their accounts have been largely a stranger Zhang planning to go, leaving less than $ 10,000 in the account. In the police intervention, Wang Hao had just learned that the original, when the original handle passbook accounts, bank VIP reception room, two staff members Wang Hao secretly copy of his identity card, supporting the retention of the bank card and passbook and set password. Wang Hao turn after the two bank cards and passwords along with identity card together gave Zhang Jun. Thus, whenever the savings account to save money after Wang Hao, Zhang Jun will breeze through bank cards, passwords and ID card will draw money away. Eventually, Zhang Jun, who has been punished by law, but this huge deposits of Wang Hao but nothing to say. Wang Hao think that they know neither the Pirates did not plan to participate in criminal behavior, the deposit was stolen plans,hogan,police told reporters, banks have an inescapable responsibility, then sued the bank requires its cash deposits and interest payments. 2 dispatch informal bank employees Trial, the bank argued that two staff members to help fill Hao account information of the line are non-regular employees,air jordan pas cher, one of whom is selling insurance labor dispatch company employees, while the other is the other branch of the bank employees. Should be in the account opening procedures Hao counter for counter staff in the course of the entire business, the real fulfillment of duties of the bank, and the procedures for staff to operate legally. Bank stressed that Wang Hao in the account opening application form, "I have received a debit card" at the signature confirmation, indicating that Wang Hao has got a debit card. In fact, the case is essentially entrusted Wang Hao Zhang Jun withdraw their deposits from the involved accounts, the bank completed in accordance with its rules and withdrawals, the bank's payment obligations have been fulfilled. Wang Hao criminals should claim or request the public security organs to return the money. In this regard, Wang Hao believes that he is out of the trust bank staff will sign the application form. Did not know their own passbook also apply to do a bank card, but do not know the bank staff set up a bank card password, counter staff is illegal bank card to criminals led to the incident. In addition, Zhang Jun mere copies on the successful transfer money, banking is also an illegal operation. The court held that the establishment of a contractual relationship between Wang Hao savings bank. Bank of criminal activity does not occur within the premises of the regulatory responsibilities fulfilled, Zhang Jun transfer payments when not in strict accordance with the requirements to provide original proof of identity,tiffany outlet, the relationship did not verify the identity of a Zhang Jun and account for all, so the king Hao deposit stolen plans major fault,hogan,with meat made hundreds of pi, should bear 80% of the responsibility; while Wang Hao in the signature on the registration form to open an account related content entirely due care duty of care, so that criminals will be an opportunity after the passbook account and deposit passbook deposit box key cross to others,hollister, indulge yourself objectively account controlled by others, and charge exorbitant interest on the Outer Banks, the stolen money to the account designated in the presence of fault and cause damage, should bear 20% of the responsibility. In addition, high interest rates charged by Wang Hao, in violation of laws,and her mother in the gallery, regulations, and no protection, you should deduct the appropriate principal law. 3 bank bears the responsibility to protect the security of transactions is higher because of the dispute together using the bank on behalf of the bank's internal staff engaged in illegal financial activities caused losses to depositors, the depositors and the bank lost money on the disputed whether the fault and how to take responsibility is undoubtedly the focus of controversy in the case. In this regard, the case of First Instance noted that the trial judge Li Jing, Wang Hao certain negligence in the course of their accounts stolen money,hollister france, should bear the responsibility. But compared savers Wang Hao, specialized financial institutions as banks, have an advantage in trading activities, which should bear in maintaining and safeguarding the security of transactions was significantly higher than the obligations and responsibilities on depositors. Case, the bank's fault lies in the following aspects: First, in place of the defendant bank, the identity of the two criminals bank staff, criminal activities, and the defendant negligent in its supervision of the premises, leaving two unauthorized interception staff identity card Wang Hao,woolrich outlet, the counter staff in handling the account opening process, a serious violation of the rules, I did not allow customers to receive a bank card and set a password, the fault with the Pirates after the draw behavior has a direct causal relationship . Secondly,karen millen outlet, according to the People's Bank of China on the relevant provisions of the identification of customers of financial institutions: Financial institutions is a natural person clients for more than 50,000 yuan, or renminbi single currency more than $ 10,000 in cash access services, customers should check the identity card or other valid identity documents. Wang Hao Zhang Jun transferred money to the bank submitted its own ID card, bank card and identity card Wang Hao, Wang Hao but did not submit ID card. This bank is not in strict accordance with the requirements of customers to provide valid proof of identity theft has led to Wang Hao designated third deposit, according to the relevant provisions of People's Bank of China: single or accumulated 500,000 yuan more than the same day or the foreign currency equivalent of 100,000 Amounts over $ transfer, the financial institution shall report large transactions to the China Anti-Money Laundering Monitoring and Analysis Center. The case, Zhang Jun Wang Hao accounts transferred several times from more than 500,000 funds into their accounts, banks were not filing the above provisions. Accordingly, the court finds that the presence of a large fault in this case the bank should bear 80% of the responsibility. After the case to reflect the individual should have this bizarre sense of risk for the savings contract dispute, and now the court's decision from a legal perspective to clarify the responsibilities of the parties should bear. Throughout the entire event occurred, although there are criminals carefully planned, there are irregularities bank staff, bank management in a variety of loopholes, but also can not ignore the depositors own the occurrence of events that exist fault. As the Court pointed out in its judgment, "As business executives and individuals have huge amounts of money, it should have opened a bank account operating procedures relevant knowledge and experience to deal with the huge savings I open a bank account bears the attention of security obligations. "Unfortunately,after all, in this case the parties merely for the so-called trust, on a discretionary basis to others, rather than go to the counter to open an account, leading to criminal opportunity. Meanwhile, after the account, even depositors rush to the store safe deposit box key passbook by criminals,mulberry sale, which resulted in the formation of the use of funds in the account passbook real-time access barriers in the objective, which failed to detect a continuous behavior of criminals stealing plans ,business is good a car can ea, resulting in loss of funds continues to expand. As the saying goes, "a tight grip bar fence, wild dogs can not get." Hopefully the bank to draw lessons from this dispute, strengthen the management of employees and business premises,hollister, strengthen internal risk control, blocking possible loopholes. For savers, this dispute once again reminds us that the sky will not fall out,hogan outlet, was not to believe all kinds of so-called "high interest" bait, to refrain from conduct banking business outside formal channels. (Pseudonym names involved in the text) (Original title: bank deposit twenty million hit "the thief" Pirates of the plan)